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Financial Aid Consumer Information

Federal regulations require Institutions participating in financial aid programs to disclose specified information to all prospective students, current students and employees. The following details the consumer disclosure requirements under the U.S. William D. Ford Direct loan programme.

Information on the availability of Institutional and Financial Aid Information is available on the US Federal Student Aid webpage of site.

 

We are required to inform the student or parent that the loan will be submitted to the National Student Loan Data System (NSLDS), and will be accessible by guaranty agencies, lenders, and schools determined to be authorised users of the data system.

Students may obtain private loans, subject to credit check and lending criteria. Under the ‘Truth in Lending Act’, we are required to disclose consumer information related to these private loans.

UCC is currently approved to certify loans from private loan lenders Sallie Mae and Earnest.

University College Cork (UCC) graduates are highly sought-after by employers: 93% of our graduates are in employment or further studies within nine months of graduating. We attribute this success to the approach to employability and employment that we demonstrate as a research-intensive university. UCC prioritises a holistic approach to the development of professional skills and a strong work ethic that will enable our students to chart progressive, fulfilling career paths. Our degree programmes provide an intellectually rigorous, research-based education of the highest standard that is grounded in practice. Our employability and career development initiatives are delivered through curricular, co-curricular and extra-curricular activities and are supported by multiple units across the university.

For Career Placement and Employment Data please consult our Career Services department which annually collects Career Placement, Continuing Education Data and Employment Data.

Students may obtain private loans, subject to credit check and lending criteria.  Under the ‘Truth in Lending Act’, we are required to disclose consumer information related to these private loans.  

UCC is currently approved to certify loans from private loan lenders Sallie Mae and Earnest.

Our Student Charter was jointly developed by University College Cork, Students’ Union and University College Cork. Our Student Charter sets out a number of the roles and responsibilities of members from our university community, outlining what students, management and staff of UCC can expect from each other as partners in a learning community, and their respective goals.

The UCC Student Rules describe the standards of conduct expected from UCC students as well as the disciplinary and appeal procedures applicable to breaches of these rules. Complaints of alleged breaches of these Rules may be made by a student, a member of staff or any other person or body whether internal or external to the University.

The UCC Student Rules explain what is expected from you and also your rights and obligations should you be someone against whom a complaint is made, someone who makes or instigates a complaint on behalf of the University or a Witness.

Students are also bound by the UCC's academic and other policies and procedures.

The UCC Student Alcohol policy was developed to promote sensible drinking among students.

 

University College Cork (UCC) graduates are highly sought-after by employers: 93% of our graduates are in employment or further studies within nine months of graduating. We attribute this success to the approach to employability and employment that we demonstrate as a research-intensive university. UCC prioritises a holistic approach to the development of professional skills and a strong work ethic that will enable our students to chart progressive, fulfilling career paths. Our degree programmes provide an intellectually rigorous, research-based education of the highest standard that is grounded in practice. Our employability and career development initiatives are delivered through curricular, co-curricular and extra-curricular activities and are supported by multiple units across the university.

For Career Placement and Employment Data please consult our Career Services department which annually collects Career Placement, Continuing Education Data and Employment Data.

Nationally statistics are produced by the Higher Education Authority (HEA). The HEA has a statutory responsibility, at central government level, for the effective governance and regulation of higher education institutions and the higher education system.

UCC provides all students with the following Data Protection Notice upon registration. This notice sets out how the University uses students' personal data, who we may disclose it to, data subject rights (e.g., students' right to request access to /rectification of their data, etc.).

UCC will provide information published by the US Department of Education to students at any time that information regarding loan availability is requested, including the rights and responsibilities of students and schools under Title IV HEA (Higher Education Act) loan programs.

UCC is legally required to comply with European General Data Protection Regulations (GDPR). If you have any concerns relating to the processing of your personal data please contact UCC Information Compliance Unit on: infocompliance@ucc.ie | gdpr@ucc.ie | foi@ucc.ie | ResearchGDPR@ucc.ie

 

The Records Management Policy outlines University College Cork (‘the University’) commitment to the proper and effective management of the records and data it creates, receives, captures, maintains, or otherwise processes, in all formats, in the course of its operations, academic and administrative, in a manner which:

  • is transparent, consistent, and accountable;
  • meets legal, regulatory, and audit requirements;
  • supports the efficient conduct of its business;
  • protects the security and integrity of Records and Data, including Personal Data;
  • ensures the preservation of Archives documenting its history and development.

The University recognises that records management is a collaborative process, which calls for the support and active participation of management and staff at all stages, including design, implementation, compliance, and review. Engagement is essential to achieving the purposes of this Policy.

It is acknowledged that the greater part of the University’s records is now held in digital formats, including records comprised of data within digital systems. The University commits itself to ensuring its record systems, for both digital and hard copy records, support records management processes and the purposes of this Policy.

Particular recognition is given to the University’s obligations as a data controller and processor towards data subjects under the University’s Data Protection Policy and Data Protection legislation, and to the special and limited derogations given under that legislation for processing data for research and statistical purposes, and for archival purposes in the public interest.

Records management processes will respect the University’s principles of academic freedom.

 

UCC does not engage in misrepresentation, which is prohibited by US Department of Education

Misrepresentation is defined as a false, incorrect, or misleading statement made directly or indirectly to a student, prospective student, any member of the public, an accrediting agency, a government agency, or the Department.

A statement is any communication made in writing, visually, orally or through other means. This definition applies to statements made by an eligible institution, the institution’s representatives, or any ineligible institution, organization, or person with whom the eligible institution has an agreement to provide educational programmes or those that provide marketing, advertising, recruiting, or admissions services.

Substantial misrepresentation occurs when a misrepresentation upon which a person could reasonably be expected to rely causes harm. Substantial misrepresentations are prohibited in all forms, including those made in any advertising or promotional materials or in the marketing or sale of courses or programs of instruction offered by the Institution. An institution, one of its representatives, or a related party engages in substantial misrepresentation when it does so about the nature of its educational program, its financial charges, or the employability of its graduates.

If the S. Department of Education determines that an eligible Institution has engaged in substantial misrepresentation, it may impose sanctions against the institution.

Click on the UCC Anti Fraud Policy for further information.

 

The report of a student as “missing” or “a student whose absence is causing concern that their safety/welfare is considered at risk” can be a situation of real concern for the next of kin/family involved and indeed for the whole university community. University College Cork is committed to managing these situations in a sensitive and effective manner, and to do so in a timely fashion that reflects the urgency of the circumstances involved.

The Procedure for Responding to Reports of Missing Students is to be followed in all cases is set out below and is shown tabularly in Appendix 1 of the Procedure for responding to reports of Missing Students.

If the student withdraws or fails to attend their programme, they must inform the US Federal Loan Administrator in University College Cork and the US Department of Education no later than 5 working days after withdrawal. Students who withdraw from their programme of study are required to inform University College Cork in writing, students are advised to email the Student Records and Examinations Office on: sreo@ucc.ie if they decide to withdraw. Students should note that failure to attend after enrolment is deemed to be a withdrawal.

Students should note that when they withdraw, any disbursed unearned loan funds must be returned to the US Department of Education. Please see Appendix 2 – US Federal Loans: Return to Title IV (R2T4) Policy.

Students who are in receipt of Direct Loan Federal Funds from the US Department of Education must comply with Satisfactory Academic Progress Regulations to maintain their eligibility to receive loan funds. Satisfactory Academic Progress means that students are required to maintain minimum grades and course completion to confirm they are making satisfactory progression. University College Cork will assess each student’s SAP at the end of each academic semester. Please see Appendix 1 – SAP (Satisfactory Academic Progress) Policy.

Student Records and Examinations Office

Taifid na Mac Léinn agus Scrúduithe

First Floor West Wing, University College Cork, Co. Cork, T12 K8AF

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