Shane Curtin BBus QFA PB from Bank of Ireland in with our IGNITE founders
Shane spoke about what early-stage founders should really be thinking about when it comes to banking - not just opening an account, but building a relationship that can support the business as it grows.
Shane spoke about what early-stage founders should really be thinking about when it comes to banking - not just opening an account, but building a relationship that can support the business as it grows.
He also outlined how banks assess lending applications using the 5 Cs: Character, Credit history, Capacity, Capital and Collateral, giving founders a useful lens on how their business and plans are viewed from a banking perspective.
💡 What to look for in a strong banking relationship, and why engaging early matters
🏦 The supports available to start-ups and SMEs through Bank of Ireland, including access to business advisors nationwide
📊 How banks think about lending, from realistic projections to repayment capacity
🌍 Managing FX risk and planning ahead for future funding needs
🧾 Practical founder habits, including separating personal and business finances, managing costs, and reviewing plans regularly
A useful, no-nonsense session that helped demystify how banks think and how founders can prepare properly from the outset.
Thanks again Shane for taking the time to speak with UCC IGNITE founders.